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Student Profile: Garrett Coble, Class of 2015

December 13, 2013

Garrett CobleGarrett Coble of St. Paul, Nebraska, is majoring in both economics and English while excelling on the football field.

Coble has played football since childhood. “I was drawn to football because it is what drives small town life in Nebraska. The high school is what keeps many of the small towns alive,” he said. Coble is a linebacker for the Millsaps Majors, who finished their 2013 season with a 9-1 record.

Coble, who said he enjoys working on his family’s ranch, completed an admissions application for Millsaps on a whim. “I look back on that decision as one in which I am glad logic didn’t win out,” he said.

Coble is a member of Kappa Alpha, the Interfraternity Council, the Purple and White staff and the English honorary Sigma Tau Delta. He is uncertain of his career plans but perhaps mortgage banking could be in the future thanks to his honors project on the probability of delinquent mortgages.

“It will use econometrics to examine how changes in different borrower and mortgage characteristics such as borrower race, borrower sex, property location, and property value affect the probability that a loan will become delinquent, using data from low socioeconomic borrowers in the Deep South,” he said.

“The idea is to provide better insight into what should be considered pertinent information when choosing whether or not to loan to a specific mortgagee and to examine how different types of borrower are more or less likely to become delinquent.”